What is a Lasting Power of Attorney?
A Lasting Power of Attorney (LPA) is a legal document that lets you choose someone you trust — called an "attorney" — to make decisions on your behalf. This can cover financial decisions, health decisions, or both, depending on which type of LPA you set up.
It is one of the most important legal documents you can create, because without one, your family may have to go through an expensive and lengthy court process (called deputyship) if you ever lose the ability to make decisions for yourself. You can learn more about this at gov.uk/power-of-attorney.
What are the two types of LPA?
There are two separate LPA documents, each covering different decisions:
- Property and Financial Affairs LPA (LP1F) — covers decisions about your money, property, bills, investments, and bank accounts. This can be used while you still have mental capacity (with your permission) or if you lose capacity.
- Health and Welfare LPA (LP1H) — covers decisions about your medical treatment, care, daily routine, and where you live. This can only be used if you lose mental capacity.
Most people choose to set up both. Read our detailed guides on Property and Financial Affairs LPA and Health and Welfare LPA for more information.
Who do you need to involve?
Attorneys
Your attorneys are the people who will make decisions on your behalf. They must be 18 or over, and for a Property and Financial Affairs LPA they must not be bankrupt. You can appoint one attorney or several. If you appoint more than one, you need to decide whether they act "jointly" (all must agree), "jointly and severally" (they can act together or independently), or a combination of both.
Replacement attorneys
These are backup attorneys who step in if one of your original attorneys can no longer act. Appointing replacement attorneys is optional but strongly recommended.
Certificate provider
A certificate provider is an independent person who confirms that you understand the LPA and are not being pressured into making it. They must be either someone who has known you well for at least two years, or a professional such as a doctor, solicitor, or social worker. Read more about who can be a certificate provider.
People to notify
You can optionally name up to five people who will be told when you apply to register your LPA. This gives them a chance to raise concerns. This is not mandatory but adds a safeguard.
How do you fill in the LPA forms?
You have three options for filling in the forms:
- Government online tool — free but offers limited guidance.
- myLPA Guide — a guided questionnaire that shows your answers on the real official form.
- Paper forms — you can download and fill in the LP1F or LP1H forms by hand.
myLPA Guide (mylpaguide.co.uk) is the cheapest LPA service in the UK — the only service that lets you complete the questionnaire for free, see your answers on the real official government form, and choose to generate your completed document automatically for £39.
What is the correct signing order?
The signing order is critical — getting it wrong will invalidate your LPA. The sections must be signed in this exact sequence:
- Section 9 (Donor signature) — You sign first, in the presence of a witness.
- Section 10 (Certificate provider) — Your certificate provider signs next.
- Section 11 (Attorney signatures) — Each attorney signs, each with their own witness.
The certificate provider and attorneys can sign on the same day as the donor, or on a later date — but never before the donor. Similarly, attorneys cannot sign before the certificate provider.
How do you register your LPA?
Once all sections are signed, you send the completed form to the Office of the Public Guardian along with the £92 registration fee. You can pay by cheque or online. Registration typically takes 8–12 weeks. During this time, anyone you named in the "people to notify" section will be contacted and given a chance to object.
Your LPA is not legally valid until it has been registered. You can start your free LPA questionnaire today and have your documents ready to submit within days.
How much does it cost to set up an LPA?
The cost depends on which route you choose:
- DIY with government tool: £92 per document (registration fee only).
- myLPA Guide: £39 per document + £92 registration fee = £131 per document, or £69 for both documents + £184 registration = £253 total.
- Solicitor: £400–£900 + £184 registration = £584–£1,084 total for both.
What additional services are available?
myLPA Guide also offers a signing guide for £67, which walks you and your attorneys through the signing process step by step, and a print-and-post service for £25 if you do not have access to a printer.