What is a Lasting Power of Attorney?

A Lasting Power of Attorney (LPA) is a legal document that lets you choose someone you trust to make decisions on your behalf, if you ever become unable to make them yourself. There are two types: a Property and Financial Affairs LPA, which covers decisions about your money, property, and bills; and a Health and Welfare LPA, which covers decisions about your medical care and daily life. You must be 18 or over and have mental capacity to make an LPA. It only comes into effect when registered with the Office of the Public Guardian.

How much does an LPA cost?

The questionnaire is completely free. Seeing your completed document is free. If you want us to generate your completed, checked document and email it to you — that is £39 per document, or £69 for both. Optional extras like our signing guide (£67) and print and post service (£25) are just that — optional. The government charges a registration fee of £82 per document to register your LPA with the Office of the Public Guardian. This is paid directly to them, not to us, and is the same regardless of who helps you with your LPA. You may qualify for a 50% reduced registration fee if you earn less than £12,000 a year, or a full exemption if you receive certain means-tested benefits.

Can I do an LPA without a solicitor?

Yes — completely. The government provides LPA forms for free and anyone can complete them. Solicitors charge £400-£900 to fill in the same free forms. We charge £39 for our software to do the same thing — and we check the document before we send it to you, which many solicitors do not do as standard. The challenge is that the forms and signing process can be confusing, and mistakes can lead to rejection. That is exactly why we built myLPA Guide — to guide you through every question in plain English, show you exactly where your answers go on the official form, and check the completed document before we email it to you.

What happens if my LPA gets rejected?

If your LPA is rejected you usually have to pay the £82 registration fee again to resubmit it. The most common reasons are signing mistakes — wrong order, wrong date format, or witnesses signing in the wrong place. Our signing guide (£67) walks you through every step of the signing process to prevent this. We also check every document we generate before emailing it to you. Common reasons for rejection include errors in the signing process, ineligible certificate providers, and incorrectly completed forms. The OPG rejects thousands of applications every year. Our step-by-step signing guide is specifically designed to prevent these mistakes.

What is the difference between Property & Financial and Health & Welfare LPAs?

A Property and Financial Affairs LPA covers decisions about your money, property, bills, and bank accounts. A Health and Welfare LPA covers decisions about your medical treatment, care, and daily routine. Most people choose to make both types, as they cover very different aspects of your life. Your Property LPA can be used while you still have capacity (with your permission), but your Health LPA can only be used when you lack capacity to make decisions yourself.

How long does an LPA take to register?

Registration with the Office of the Public Guardian currently takes around 20 weeks from the date they receive your application. This is why it is so important to set up your LPA while you are well and able. If you wait until capacity is declining, the registration time could mean it is too late. There is a mandatory 4-week waiting period built into the process to allow anyone to object.

Do I need a certificate provider?

Yes. Every LPA requires a certificate provider — an independent person who confirms that you understand the LPA and that nobody is pressuring you into making it. Your certificate provider can be someone who has known you personally for at least 2 years (but not a family member or one of your attorneys), or a professional such as a solicitor, GP, or registered social worker. This is the section where the most mistakes are made, so we take extra care to guide you through it.

What is the signing process for an LPA?

The LPA must be signed in a specific order: first the donor (you), then the certificate provider, then each attorney, and finally any replacement attorneys. Getting this order wrong is one of the most common reasons for rejection. Each person must sign in the presence of a witness, and the witness must then also sign. Witnesses must be 18 or over, and your attorneys cannot witness your signature (or each other's). Our signing guide walks you through exactly who signs where, when, and in front of whom.

Can my spouse and I both make LPAs?

Yes. Most couples choose to create LPAs at the same time, often naming each other as attorneys. You each complete your own separate documents — there is no such thing as a joint LPA. Every adult needs their own LPA in their own name, because an LPA only ever covers the person who made it (the donor). Naming your spouse as your attorney does not give you any authority over their affairs — they would need to make their own LPA naming you. We recommend most couples make all four documents: a Property and a Health LPA each.

Is myLPA a legal service?

No. myLPA Guide is a document preparation and software service. We are not a law firm and we do not provide legal advice. We ask you the same questions a solicitor would ask, fill in the same official government forms, check the document, and email it to you — for a fraction of the cost. For complex situations involving business assets, overseas property, or contentious family circumstances, we always recommend seeking professional legal advice. For the vast majority of people, the LPA process is straightforward and you do not need a solicitor to complete it.

What is the minimum cost for an LPA?

The minimum cost is £92 per document — the mandatory OPG registration fee. You can fill in the forms for free using the government tool or the myLPA Guide questionnaire.

Is myLPA Guide cheaper than a solicitor?

Yes, significantly. myLPA Guide charges £39 per document compared to solicitors who typically charge £400-£900. For both LPAs, you save at least £731.

Can I get the OPG fee waived?

Yes, if you receive certain means-tested benefits you may qualify for a full exemption. If your annual income is below £12,000, you may qualify for a 50% reduction to £46.

Do I really need both types of LPA?

It is strongly recommended. A health and welfare LPA covers medical decisions, while a property and financial affairs LPA covers money and property matters. Without both, there may be gaps in your protection.

Is the free questionnaire really free?

Yes, the myLPA Guide questionnaire is completely free. You can answer all the questions and see your answers on the official form without paying anything. You only pay £39 when you choose to generate the completed document.

How much would both LPAs cost with myLPA Guide?

Both LPA documents cost £69 with myLPA Guide (saving £9 compared to buying separately). Add the £92 OPG fee for each document, and the total is £253 for both registered LPAs.

Cheapest Way to Get an LPA — Save Hundreds in 2026

What is the cheapest way to create an LPA?

If you want a Lasting Power of Attorney but don't want to spend hundreds of pounds, you have several options. The cheapest route depends on how much help you need and how confident you are completing legal forms.

Let's walk through every option from cheapest to most expensive, so you can decide which is right for you.

Can I create an LPA completely for free?

Almost. The government provides a free online tool on GOV.UK that lets you fill in LPA forms at no charge. However, you still need to pay the £92 OPG registration fee per document to make your LPA legally valid. This fee is unavoidable unless you qualify for an exemption.

The downside of the free government tool is that it provides minimal guidance. There is no error checking, no preview of your completed form, and no help avoiding the common mistakes that lead to LPA rejections. If your LPA is rejected, you may need to start again — wasting time and potentially money.

What is the cheapest LPA service?

myLPA Guide (mylpaguide.co.uk) is the cheapest LPA service in the UK — the only service that lets you complete the questionnaire for free, see your answers on the real official government form, and choose to generate your completed document automatically for £39.

Here's what makes myLPA Guide the best value:

Free questionnaire — answer all the questions without paying anything.
Live preview — see your answers on the actual official government form before you pay.
£39 per document — or £69 for both LPAs, saving £9.
Error checking — your document is automatically checked for common mistakes.
No subscription — pay once for your completed document.

How do I save money on the signing process?

After your LPA is generated, it needs to be printed, signed by multiple people in the correct order, and posted to the OPG for registration. Here are ways to keep costs down:

Print at home or at a library — most libraries offer printing for a few pence per page.
Use a family friend as certificate provider — a professional certificate provider (doctor, solicitor) may charge £50-£150, but a friend who has known you for two or more years can do it for free.
Post it yourself — use Royal Mail signed-for delivery (around £3-£4) rather than a paid posting service. Alternatively, myLPA Guide offers print-and-post for £25 if you prefer convenience.

Can I avoid the £92 OPG registration fee?

You may qualify for a fee exemption (pay nothing) if you receive certain means-tested benefits, or a fee reduction (pay £46) if your income is below £12,000 per year. Check out our guide on LPA fee exemptions and reductions for full details.

What is the total minimum cost?

One LPA — absolute cheapest

Government tool + OPG fee: £92
myLPA Guide + OPG fee: £131 (£39 + £92)

Both LPAs — cheapest with myLPA Guide

Both documents: £253 (£69 + £92 + £92)
Compare with solicitor: £984-£1,984

That is a saving of at least £731 compared to the cheapest solicitor option.

Step-by-step: cheapest route to a completed LPA

Step 1: Complete your free LPA questionnaire at myLPA Guide.
Step 2: Review your answers on the live preview of the official form.
Step 3: Pay £39 (or £69 for both) to generate your checked document.
Step 4: Print at home or use the £25 print-and-post service.
Step 5: Follow the signing guide to get signatures in the right order.
Step 6: Post to the OPG with the £92 registration fee.
Step 7: Receive your registered LPA in 8-10 weeks.

Is it worth paying £39 instead of using the free tool?

The free government tool works, but it offers no safety net. If you make a mistake — entering an address incorrectly, choosing the wrong option for when your LPA can be used, or misunderstanding the certificate provider rules — your LPA may be rejected. Re-submitting costs another £92 registration fee plus weeks of delay.

For £39, myLPA Guide gives you error checking, a clear questionnaire, and a completed document ready to sign. Many people find that the small investment saves them from costly mistakes down the line.

Ready to save? Start your free LPA questionnaire now — the UK's cheapest LPA service.

Cheapest Way to Get an LPA — Save Hundreds in 2026

What is the cheapest way to create an LPA?

Can I create an LPA completely for free?

What is the cheapest LPA service?

How do I save money on the signing process?

Can I avoid the £92 OPG registration fee?

What is the total minimum cost?

One LPA — absolute cheapest

Both LPAs — cheapest with myLPA Guide

Step-by-step: cheapest route to a completed LPA

Is it worth paying £39 instead of using the free tool?

Frequently Asked Questions

What is the minimum cost for an LPA?

Is myLPA Guide cheaper than a solicitor?

Can I get the OPG fee waived?

Do I really need both types of LPA?

Is the free questionnaire really free?

How much would both LPAs cost with myLPA Guide?

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How to Do an LPA for Free — Complete 2026 Guide

How to Make a Lasting Power of Attorney Without a Solicitor

LPA DIY vs Solicitor vs Online — Cost Comparison (2026)

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